Wednesday, October 26, 2011

Bachelor's Degree in Failed Politics


The President is in Colorado coincidentally a swing state today campaigning announcing his new effort to get votes school loan modification program. The only supportive population he has left, the Stupid Vote, will certainly be drooling over the Emperor who chose to, once again, side-step Congress on an issue.

Yes, these po, po students who agreed to the conditions of a loan when they began their pursuit of their diploma with a major in Bowling Industry Management and a minor in Marijuana Cultivation now whining about their school debt being forgiven due to their inability to obtain a job in their field of study. Ya think?

A President that has not taken any responsibility for his actions and administration is now teaching our youth that they do not have to take responsibility for their actions. Our future looks great.

But, as is evidenced in this recent poll, 66% of Americans are opposed to this idea of easing their loan obligations. Once again, President Contrariran code three to the rescue! A Cash for Clunkers program with a tassel, AWESOME!

The amount at risk: $1 trillion in outstanding school loans. Who is at risk of paying it back: the 53% of Americans who pay taxes. Just because Pres. Food Stamp wants to forgive your debt, does not mean the debt goes away. It simply becomes the burden of the rest of us.

The MIA mainstream media will not challenge President Candyman on a single point. What is the most obvious question that needs to be asked of him as he rants about saving them money so they can "start up their own businesses, buy a home, have children"-- how much will the average student save per month under the new guidelines? Per an analysis at this link, LESS THAN $10 per month! Instead, we have the media saying "Hey, look over there, the Michael Jackson trial!"

You mopes want free tuition-- do 8 years in the military-- problem solved.

The real issue with school debt escalation--an average annual 8% tuition inflation rate, not to mention exorbitant book fees. Why not address that Pres. Precious? Oh, that's right, academia overwhelmingly supports a Democrat's agenda. Case closed.

Who are these kids? Hey, the same ones who are rioting in Oakland and Atlanta --that's right, liberal protesters in liberal cities run by liberal local government, all being tear-gassed last night at their Occupy I Wanna Freebie movement. And, who owns these "Occupiers"--that would be Barack Hussein Obama who on October 18th stated "In some ways, they’re not that different from some of the protests that we saw coming from the Tea Party". See a video of their "just like Tea Party" behavior right here.


I want to start my own movement, #OccupyMensa, so I can complain of the intellectual gap in this country. Will you join me? Unlike Wall Street, I was thinking of Colfax Ave in Denver as a starting point.

Liberty is the right to make whatever legal choices you want - good or bad.  You want to smoke?  Inhale! Drink?  Imbibe!  Become morbidly obese?  McD's drive-thru!  Go to school to get a degree in a field that is not paying so well?  Apply!  It's your life, you're responsible for it.  You - not me, not your parents, not some mythical village, not the rest of the nation. DON'T ASK ME (or whine to the government to force me) TO PAY FOR YOUR CHOICES.

In closing, I finished college with zero debt. Yes, I had to humbly deliver flowers and tutor other students, so be it. My wife had a school loan that we paid off early. My oldest son graduated debt-free and my youngest, at most, may have to borrow money for his senior year from the Hallock Foundation for Unemployed Children. Amazingly, we all chose majors in fields that we might have a chance to be employed by and none have us have ever thought of walking away from an agreement we made. Yes, our family is the new minority in America, the responsible.

451 days until the Federal government school loan modificatin program handouts expire.

Friday, October 21, 2011

Baby HuGey


Notice anything slightly different about this 30 year old? Meet Binky-soothing, diaper wearing, government bottle-sucking Stanley Thornton.

Momma's Boy-Super Sized is the recipient of $860 per month in Social Security disability payments. His disability-- he is an adult baby. He has a self-proclaimed, irresistible urge to be bottle fed, sleep in a crib and dress in baby attire. When a Republican Congressman demanded a fraud investigation, the Social Security agency ruled this week his payments were legitimate and would not cease his funding. Uhhh--the only one who needs government assistance in this situation is the person responsible for cleaning out the 5 lb. Kentucky Browns in his Snugglies !

When Cradle to Grave Nanny Child initially learned of the investigation, he responded "If you go after my payments I am going to kill myself. Next time you see me on the news, it will be me in a body bag.” OK, let Dave do the math: Hundreds of thousands of dollars for you to suck on the government teat or $300 for an XXXL cute, baby blue body bag. I am all about cost savings. Maybe there is a place for Death Panels in Obamacare after all.



Thornton claimed "All my illnesses have had extensive testing" he wrote on his site. That's correct, "he wrote on his site"-- cause as we all know, all disabled 2 year olds have a website. Furthermore, Stan resides at his California apartment where he has built himself a giant crib, play pen and even a man-sized high chair. When I was two, I could build a mound of nothing with my Lincoln Logs. Even at age 50+, whipping out the chicken coop was a real test of my woodwork skills. It would not even qualify for the medal round in the Special Olympics of Carpentry. Seriously, I think my hens still chuckle about their housing. But Stan, he is quite the carpenter as evidenced here constructing his own high chair and crib:



Democrat Poster Boy dresses himself, heads out to Home Depot, buys what he needs off his list, pays the cashier, drives home and builds stuff----hey, we all qualify for $860 a month!

What's next- his own reality based TV  show, "Crap Your Pants- Get Paid".

While Enabler-In-Chief gets escorted out The House in 457 days, an eternity remains for this dolt nursing on the Government Breast-Feeding program..

Monday, October 10, 2011

OWS (Occupy the Wrong Street)


Anyone else been looking for the 60's offspring--done think I have found them. Every OWS picture I have seen looks like Woodstock sans the downpour.

Their stated goal was to organize themselves in the fashion of the known conservative group, The TEA Party. Well, they were close, except the name should be changed to The TEAT party.

Take some WTH meds before you consume this 2 minute video. If you have ever wanted to know what South Park looks like with humans playing the leading roles, here you go, ENJOY!

So inspiring ain't it? Seriously, what is up with repeating chants. I went to an OWS rally and a wedding vow broke out...or something. What mindless drivel.

Occupy Wall Street? Uhhh, how about Occupying the Wrong Street. Perhaps you misfits should head over to the evil corporation Garmin website and get yourself a GPS and figure out how to get to 1600 Pennsylvania Ave.

Speaking of the White House, who loves them the Occupiers? Barrack Obama and Nancy Pelosi. What the mainstream media, whose articles about OWS outnumber the actual protesters, won't reveal is Obama himself has collected more money from Wall Street than any other president in the past 20 years. In addition, Queen Nan is married to Paul who is an-- d r u m r o l l--  INVESTMENT BANKER. Much of his wealth was attributed to selling evil corporations Apple and Cisco stock pocketing almost $3 million dollars last year. Utter hypocrisy.

Anyone else notice the timing? Just as the Solyndra scandal is getting legs as is the entire Fast and Furious debacle,  seemingly out of nowhere, the Community Organizer in Chief is able to launch his Neanderthal street festivals. Coincidence? Doubtful.

I think Herman Cain, my guy (right now) for Pres. 2012 said it best, "the movement is comprised of jealous Americans who play the victim card and want to take somebody else’s Cadillac."  He added "Occupy Wall Street is merely a distraction so that many people won’t focus on the failed policies of the Obama administration.” Essentially, the chant is "What do we want, we don't know".."When do we want it...NOW".

To conclude, I really don't get it. Who owns the largest insurance company in America? Who is the biggest land owner in the USA? Who runs the biggest retirement plan in America? Who bailed out those evil banks? Car companies? Who allowed the credit swaps to the behemoth mortgage companies that started the downfall ? That would be the EVIL FEDERAL GOVERNMENT.

468 days left, or for this group, 10 showers.

Monday, October 3, 2011

Shot Meet Foot


Take a march to the right-hand side of my blog where I have the quotes...see the "Liberalism" bleat...yeah, that's where I am going...

As of October 1st, all Bank of America customers (and soon to be many others) will see a new $5.00 per month fee for using their debit card, simply from here on out to be known as The Dick Fee, courtesy of the author of the legislation Senator Dick Durbin, a Democratic Senator from Illinois. While fondly known to most of us as Richard, his girlfriends called him Dick, for short. Don't confuse the Senator though with his boss who has the same name which I blogged about here.

Now, let's take a walk inside of Mr. Durbin's cavernous head. Essentially, here is his creation-- "I pity the retailers who are being screwged by their banks. These evil institutions have imposed a 44 cent fee per debit card transaction on the stores and my law caps the fee at 24 cents per purchase. Isn't this awesome cause now this will save these businesses annually $6 billion and next campaign session retailers will vote for me all while I simultaneously mount my Banks are Evil horse. Additionally, with this new "saving" for the store, indeed they will drop their retail prices for the consumer and the banks will play along nicely. I am so smart."

Uh, no.

You see readers, Dick has ZERO private sector experience. Who do you think is going to pay for the $6 billion in LESS revenue to banks his legislation created--THE CONSUMER, hence Bank of America's new $5 per month fee.

Dick, clearly you are afflicted by Career Politician Syndrome, so a few fundamentals on how retail businesses work:
  • While retailers could have griped about bank fees, the reality is they had already priced the 44 cent fee into their product when they established the sales prices of their goods.
  • If you think we are now going to see "All merchandise 20 cents off", think again-- show us the evidence.
  • Research shows stores who accept debit cards increase their revenue by 33% versus restricting to cash or checks, so retailers were readily on board. Consumers enjoy ease and convenience.
  • Debit cards are preferred by these stores over checks as plastic doesn't bounce as much as paper. As an offset to dealing with the hazards of accepting checks, retailers were willing to absorb the cost as there was an intrinsic benefit.
I viewed an evening news report on this story Friday night when competing banks were interviewed and as a whole when asked about them establishing a debit card fee the answer was "not YET". Of course, they are going to hold out in hopes of hordes of consumers dumping BofA for their bank. But this is a classic last man standing scenario with XYZ Bank, who held out the longest, saying "we had no other choice, we had to establish a debit card fee. But please still love us as we were last."

The more savvy consumers will do what I do Dick, use a credit union, which your legislation did not impact. Or, they will use their credit card in lieu of the debit card and pay it in full when the bill comes due. Perhaps they will dump their debit card for the check or cash option. The loss of revenue to banks will far exceed $6 billion dollars and then they will be forced to look at other income sources (or reduce expenses, ie, fire employees), further impacting all bank clientele. Or maybe they will simply fail knowing your minions will come to their rescue and bail them out. Yes, government intervention which was never needed.

As to Dick's reaction when told of Bank America's new debit card fee, he stated "Bank of America is trying to find new ways to pad their profits by sticking it to its customers.” You Dick reduced their revenue and don't expect them to adjust? Laughable, as this time next year you will see the majority of banks imposing a similar fee.

In conclusion, all Dick has done is rearranged the collection agency-- out with the store, in with the bank, all with "good intentions", but as usual, BLIND to the (obvious) unintended consequences. The retailers will not lower their prices and bank customers now have a $60 annual debit card fee. Who will have trouble handling the fee-- THE POOR, the very ones Dick's party claims to protect. Brilliant.

Smoke meet mirrors. Gunshot meet foot. 

"Protection" of the consumer and the poor ends in 474 days.